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STEP 1
Answer A Few Questions
STEP 2
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STEP 3
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As an independent agency, we are here to help you find the right coverage.
OUR SERVICE
Personal Insurance
Life insurance is a way to provide for your loved ones when you’re not around. The money they receive can be used to help pay for expenses, loss of income, debts, educational needs, mortgage payments, and more.
At our company, we answer questions like: How much insurance do I need? and What types of insurance are suitable for my situation? Our Financial Services Professionals are both knowledgeable and passionate about finding a strategy that’s appropriate for you.
CONCEPTS & DYNAMICS
2 Types of Personal Insurance
Term Life Insurance – an easy, affordable coverage set for typically 10 to 30 years. Permanent Life Insurance – lifetime coverage with potential to build equity (cash value); options for more flexibility.
Term Life Insurance
Term insurance is an affordable coverage that offers protection for a specific number of years. Many people choose to supplement their permanent insurance with term insurance.
Benefits of Term Life Insurance
- Get the most amount of coverage at affordable prices
- Cover specific items like house payments or educational expenses
- Supplement permanent life insurance as needed
Permanent Life Insurance
Permanent life insurance is lifetime coverage with a potential to build equity (cash value), and has more options for flexibility.
Types of Permanent Life Insurance
- Whole Life Insurance - fixed premiums, guaranteed death benefit, and cash value growth.
- Universal Life Insurance - flexibility to change payments, premiums and death benefit options.
- Variable Universal Life Insurance - flexibility to change payments, premiums and death benefit; option to take investment risks in return for a possible higher cash value.
- Survivorship Life Insurance - provides a benefit to beneficiary after one person passes away.
FINANCIAL INSURANCE
Get to Know More about Our Products
PERSONAL INSURANCE
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CLIENT REVIEWS
Here’s why our clients love us
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— Cindy Phelps
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— Greg Pianga
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— Dave Grant
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— Cindy Phelps
“Lorem ipsum dolor sit amet, consectetuer!”
— Greg Pianga
“Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy nibh euismod tincidunt ut laoreet dolore magna aliquam erat volutpat. Ut wisi enim ad minim.
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